What should debtors bring with them to 1st interview

1. All legal papers regarding any lawsuits brought by you or against you, including divorce.

2. Declaration of Homestead, if any.

3. The promissory notes and deeds of trust if you are buying your home.

4. The deed and all other legal papers pertaining to any other real estate you own or are buying, includincemetery lots.

5. The lease or rental agreement, if you are renting your residence, a car or any other type of personal property.

6. All court papers involved, including the property settlement, if you have ever been divorced or are in th process of obtaining a divorce.

7. The Installment Note & Security Agreement, if you have debts secured by personal property.

8. Any papers in connection with any sale or transfer of property.

9. Your most recent (and representative) paycheck stubs.

10. Your income tax returns for the last 2 years.

11. All papers regarding any lien on your property.

12. Police accident reports for any accidents within the last 2 years.

13. All papers regarding student loans.

14. All papers regarding purchase of a time-share.

15. Notice of any trustee (foreclosure) sale.

16. Recent credit report, if available.