Facts for your Chapter 7 Bankruptcy for Fall 2009
Voluntary Petition - Chapter 7
name of debtors - Sergeant Pepper and Maria Fernandez (married couple)- location: 1477 Allen Avenue, Glendale, California 91201 - also check to see which BK court to file it in
Schedule A -Real Property
Real Property - location 1477 Allen Ave. , Glendale, Ca. 91201 - current fair market value $473,290.45 - 1st Mortage - Citybank - $250,000 - 9511 West Olympic Blvd, West Los Angeles, CA. 90035 - nature of debtor's property - fee simple - owned as community property - 2nd Mortgage - CoAmerica Bank - $150,000 - 5543 Elton John Place, Eagleton, Colorado 80204
Schedule B assets and liabilities
1. Cash on hand ..... between $3766
2. Household goods .... at least $12,300, including but not limited to the following items: stereo system, washer dryer, refrigerator, electric stove, misc furntiure, minor appliances, chairs, end tables, roll top desk, vacuum, bed and bedding, 20 inch tv, lawnmower, childrens toys, oriental rug $6423 - location: 1477 Allen Ave., Glendale, Ca. 91201
3. file the bankruptcy in the BK court closest to Glendale (make sure you file it in the correct Branch of the U.S. Bankruptcy Court)
4. books, pictures, other art objects, itemize ... at least $11,789
5. parties names: Sergeant Pepper and Maria Fernandez
6. cash in bank account - Washington Mutual Bank, Foothill Blvd, Sylmar, Ca. 91342 - $26,245 and a safety deposit box - contents personal papers, birth ceritificate, etc.
7. clothing - $4389
8. furs and jewelry - itemize ... $1783
9. firearms, sports, etc. - mountain bike at $1122, digital camera, antique gun collection - $5312
10. Interests in IRA, etc. ..... $36,456 (is this exempt?)
11. Interest in 14,455 shares in Energy BasedCompany, Inc. - a close coporation at $2.75 per share
12. Governmental bonds - U.S. Savings Bonds, at Simi Valley Savings Bank, 225 East Bay Street, Simi Valley, Ca. .... value $1500
Negotiable Promissory Note from Joe Ramirezi - father in law to Maria Fernandez. .... $4500
13. Wages from 12/1/2008 to 6/25/09 from BVO Laundry Service .... $7540
14. Copyright in book published by Aspen Publshing Inc. ("How to Go Into Practice as an Independent Paralegal Without Missing a Meal") ..... value unknown
15. 2008 Toyota Camry - 4 cylinder in good condition (replacement value from nada.com) .... calculate fair market value - with $2500 still owed to Granados Federal Credit Union
16. used computer valued at Ebay price, used in business $1250
17.Copier (used Xerox) - no known market for replacement value ... $0
Schedule C - Property Claimed as Exempt
Schedule C - Exempt Property
1. Real Property - 1477 Allen Aven, Glendale, Ca. 91201 - current fair market value $ 473,290.45 - 1st Mortage - Citybank - $250,000 - 9511 West Olympic Blvd, West Los Angeles, CA. 90035 - 2nd Mortgage - CoAmerica Bank - $150,000 - 5543 Elton John Place, Eagleton, Colorado
2. Checking and Saving Accounts - see above value
3. Cash on hand - see above value
5. Household Goods and Furniture - see above value
6. Books, Pictures, and other Art Objects -see above value
7. Wearing Apparel - see above value
8. Furs and Jewelry - see above value
9. Firearms, sports mountain bike - see above value
10. Stock Interests - see above value
11. Government and Corporate Bonds - see above value
12. Other liquidated debts - wages - see above value
13. Automobile - see above value
14. Office Equipment - see above value
Schedule D - Secured Claims
1. 1st Mortage - Citybank - $250,000 - 9511 West Olympic Blvd, West Los Angeles, CA. 90035 - nature of debtor's property - fee simple - owned as community property
2. 2nd Mortgage - CoAmerica Bank - $150,000 - 5543 Elton John Place, Eagleton, Colorado
3. Automobile - Granados Federal Credit Union, 2323 15th St., Bolton, Illinois - Purchase Money Security Interest - 2008 Toyota Camry
Schedule E - Unsecured Priority Claims
Include Domestic support and Taxes
creditor: Phillipe Sandoval Roberts (former husband of Rose Perez-Finch) 789 Lower Muskrat Ranch, Jackson Hole, WY 83001 - 2008 Unpaid Spousal and Child support - $10,555
creditor: IRS, Columbus, OH 43266 - April 15, 2008 tax liability and interest - $12,600
Schedule F - Creditors - Unsecured Non-priority claims
1. Bob Kimmel - Accountant - 5 Hope Street, Cleveland, OH 44118 - Tax Preparation - $750
2. Capital One - P.O. Box 456,, New York, NY 10001 - credit card charges 1/2007 - 2/2009 - $15,800
3. Good Samaritan Hospital - 2435 Eleanor St., Belmont, CA 94003 - 12/2008 - uninsured surgery and medical treatment - $34,000
4. Jose Gonzalez - 3422 Fifth Ave., New York, NY 10020 - 5/2008- auto accident - negligence claim - $75,000
5. Bonnie Filigren - 3217 Phillips St., Clearlwater, Florida - Personal Loan, 8/2007, $5,500
6. Citibank - 200 East South St. Akron, 43266 - Student Loan - 2006, $10,000
7. Dr. Painless Dentist - 45 Lower Upper Way, Cleveland, OH 44118 - dental work, 2008 - $1,050
8. Dr. Helena Kobrina - 437 First St, Soledad, CA 94750 - 4/2008 to 6/2008 - Pediatric Care - $8,500
9. Fannie's Furniture - 5655 St. Elmos Place, Berkeley, CA 94710 - 12/2007 - used bedroom set - $1,300
10. Illuminating Co. - 2135 New Hwy 66, Clearlake, CA 95422, 1/2008 to 7/2008, electrical work done on the house - $1750
11. John Black, Esq. - P.O. Box 644, Finley, CA 95435 - 2/2008 - legal representation in lawsuit against neighbor for incursion on property - $ 3,450
12. PG&E - 315 South France Blvd.,, Lakeport, CA. 95453 - 12/2007 to 6/2008, gas and electric services - $1,200
13. Sears - P.O. Box 1855, Chicago, IL 60619 - 2008 to 2/2009, Dept Store and catalog charges - $3,800
Schedule G - Executory Contracts
Name - Beauty Products Tanning Co
4213 Orange Grove. St.
Geismar, LA 70734
for : Laser skin treatment machine, Lease for 5 year period that expires in 2010.
Name: Denise Jupiter
624 Woodbury Court
Smith River, CA. 95567
for: Sales Contract for debtor's home entered into between debtor and Denise Jupiter on 2/1/2008
Schedule H - Codebtors
name : Bonnie Bedalia - 3780 Farmington Ave., Fallbrook, New York
Name of Creditor: Fannie's Furniture - co-signer on the debt.
5655 St. Elmos Place, Berkeley, CA 94710 - 12/2007 - used bedroom set - $1,300
Schedule I - Current Income
Rose Perez-Finch
Occupation: Nurse Assistant
Name of Employer: Dr. Juan Gomez, DDS
How long employed: 6 months
Address of employer: 2343 Cleveland Ave., Pacoima, CA zop code?
Total income per month $2,855 per month
Husband - Sergeant Pepper
fill in your own "created" income for him, and h is employer and type of employment
Debtor's marital status: Married
Dependents: Daughter 10 and Son 8
Schedule J - Current Expenditures
$2850 per month mortgage, real estate taxes, and property taxes included
Electricity $275
Water and sewer $165
Telephone $225
fill in the remainder of the expenses for both Husband and Wife.
Statement of Intention
2008 Toyota Camry Accord - reaffirm debt
Residence - 1st mortgage - reaffirm debt
Residence - 2nd mortgage - reaffirm debt
Laser Skin treatment machine - lease will be assumed pursuant to 11 USC ยง 362(b)(1)(A)
Form B22 A (Chapter 7) (10/06)
Statement of Current Monthly Income and Means Test Calculation
fill this in with the above given information.
updated: 9-05-09
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